Liability Insurance

Public and employers liabilities are two essential covers for all types of business, ensuring your business and livelihood are adequately protected against potential risk.

We have many years' experience looking after the insurance requirements of many different businesses, ranging from sole traders and consultants up to large corporations, and understand the many risks you can face.

In today’s litigious society, people will not hesitate to sue and it is essential you have adequate insurance in place to mitigate the risks and protect your business.

Depending on the nature of your business, you may need public, employers and
product liability:

Public Liability
Whilst not a legal requirement, is vital for any business, large or small, as it protects your legal liability if a client, contractor or member of the public claims against your business for death, injury or damage to their property and your business is found to be at fault.

Employers’ Liability
Protects your legal liability as an employer against injury, disease or death sustained by your staff in the course of their employment, and is a legal requirement.

Product Liability
We also recommend taking out product liability, as this covers the legal liability of your business against injury or damage arising from the design or manufacture of goods made, repaired, sold or supplied by you in the course of your business.

We will be happy to discuss your requirements and advise on the level of liability you should have in place to protect your business.