Professional Indemnity

Professional indemnity insurance is designed to protect you against a dissatisfied client, who has suffered financial loss because of your alleged professional negligence.

If you’re involved in providing professional or consultancy services to other businesses, it’s essential you take out professional indemnity insurance.

We live in a very litigious society, in which clients will not hesitate to sue you if they incur loss as a result of service or advice you have provided. Sometimes, even the most reputable companies can find themselves in dispute over an error or mistake.

Professional indemnity insurance is designed to protect your interests in the event you make a mistake, resulting in your client losing money and filing a claim against you. It offers protection against a wide range of risks, including negligence or duty of care; infringement of copyright and intellectual property rights; libel and slander; loss of or damage to documents or data belonging to your clients; and dishonesty of your employees.

Typically, this type of insurance is taken out by professionals such as architects, accountants, solicitors, journalists, computer consultants, business consultants and all types of construction or engineering consultants.

We can advise on the level of cover you require and arrange bespoke insurance to meet your individual needs. We can also advise on director’s and officer’s liability; and public, product and employer’s liability.