Pensions & Investments/Mortgages

You can rely on us to provide independent advice on aspects of your personal or business finances, including pensions, post retirement income, investments and arranging a mortgage.

We have the experience and expertise to guide you through the pension maze and advise you on the many changes currently taking place that could affect your pension and post retirement income.

We’ll take a look at your existing pension and help you change funds if necessary, and advise on the different options if you’re starting a new pension, such as stakeholder, personal or self-invested. At retirement, we can help you to use your Open Market Option to improve your income or discuss Income Drawdown if you wish to keep your options open.

If you are a business, we can help you administer your pension scheme, looking at such options as Group Stakeholder Pensions, Group Personal Pension Plans and Small Self-Administered Schemes, and advise on the new Auto-Enrolment requirements and how to retain and reward staff through Salary & Bonus Sacrifice Schemes.

We also offer advice on savings and investments, and monitor the market daily to select the most suitable product and tax-efficient solution for your needs. As required, we can advise on anything from cash ISAs up to complex investments and trusts, and will review your funds on a regular basis to ensure they continue to meet your objectives.

If you’re buying a property, we can help you by searching the mortgage market for you and discussing the various options available to you, securing the best rates and optimum solution for your needs. If you already have a mortgage and have come to the end of your current deal, we may be able to save you money by re-mortgaging.